Currencies as an asset class

 

 Currencies ate effective financial assets which can increase or decrease in value relative to other currencies. The value of a currency can be affected by many factors including domestic interest rates, economic growth and flows of trade and capital between countries.

An investor buys currencies in the hope that they will appreciate in value against the investor’s domestic currency. When an investor converts the currency back into their domestic currency, they will see profit.

 Currencies have a poor investment case for long term growth. Unlike the stock market, it is not possible for the entire market to rise in value. Additionally, it has to be noted that currency is a unit of exchange and not a real asset itself. Even if the size of global economy grows, that is not to mean each of its currencies will appreciate in value.


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